Welcome to Mortgage Loan Processors of America (“MLPA,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, MortgageLoanProcessorsAmerica.com (the “Site”), and any related services (collectively, the “Services”). By accessing or using the Site and Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Site or Services.
1. Acceptance of Terms
By using the Site or Services, you certify that you are at least eighteen (18) years of age and have the legal capacity to enter into these Terms. You agree that your use of the Site and Services is subject to all applicable federal, state, and local laws and regulations.
2. Changes to Terms
We reserve the right to modify these Terms at any time. When we do, we will revise the “Last updated” date at the top of this page. Your continued use of the Site or Services after such changes constitutes your acceptance of the new Terms.
3. Description of Services
MLPA provides mortgage loan processing solutions—including Conventional, FHA, VA, USDA, Non-QM, and custom loan products—for mortgage brokers and lenders nationwide. Through our secure online portal, you can submit loan files, track status in real time, and access documentation.
4. Account Registration
To access certain features of the Services, you may be required to register for an account. You agree to:
- Provide accurate, current, and complete information;
- Maintain the security of your login credentials; and
- Be fully responsible for all activity under your account.
5. User Obligations
You agree to use the Site and Services only for lawful purposes and in compliance with these Terms. You will not:
- Interfere with or disrupt the Site or servers;
- Attempt to gain unauthorized access to any portion of the Site or its systems;
- Upload any viruses, worms, or other malicious code; or
- Infringe the intellectual property or privacy rights of others.
6. Intellectual Property
All content on the Site—including text, graphics, logos, images, and software—is the property of MLPA or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
7. Third-Party Links
The Site may contain links to third-party websites or resources. MLPA is not responsible for the availability, content, or practices of those sites. Links do not imply endorsement; you access them at your own risk.
8. Privacy**
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using the Site, you also agree to our Privacy Policy.
9. Disclaimer of Warranties
THE SITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. MLPA DISCLAIMS ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL MLPA BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES, EVEN IF MLPA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. MLPA’S TOTAL LIABILITY WILL NOT EXCEED THE FEES PAID BY YOU TO MLPA IN THE SIX (6) MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY.
11. Indemnification
You agree to indemnify, defend, and hold harmless MLPA and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising from or related to your breach of these Terms or your use of the Site or Services.
12. Termination
We may suspend or terminate your access to the Site or Services at any time, with or without cause or notice. Upon termination, all rights granted to you under these Terms will immediately cease, and you must promptly delete all copies of MLPA content in your possession.
13. Governing Law & Venue
These Terms and any dispute arising out of or related to them will be governed by the laws of the State of Florida, without regard to its conflict-of-law rules. You agree that any legal action or proceeding will be brought exclusively in the state or federal courts located in Orange County, Florida.
14. Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted, and the remaining provisions will remain in full force and effect.
15. Entire Agreement
These Terms, together with our Privacy Policy and any documents they incorporate by reference, constitute the entire agreement between you and MLPA regarding the Site and Services and supersede all prior or contemporaneous agreements, communications, and proposals.
Contact Us
If you have any questions about these Terms, please contact us at:
Mortgage Loan Processors of America
Email: info@MortgageLoanProcessorsAmerica.com
Phone: (307) 429-2799
Address: 30 N. Gould Street, Suite N, Sheridan, WY 82801